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Preparing
Yourself Are you ready to Own a Home? Do you have steady employment? Do you have reliable credit? (Find out now) How much Home can I afford? |
| Preparing
your Finances Obtain your own Credit Report and check for accuracy. Determine your down payment amount. Pre-Qualify for a mortgage Do you have the ability to pay a mortgage every month, plus additional costs? |
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| Know
the Terminology What is a Mortgage What is PITI |
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| Determine
your home needs What describes Your Dream Home Should I build new, or buy existing? How long do I want to stay in one location? What features are most important? (Garage, Basement, # of Bedrooms, etc) How soon do I want to move in? |
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| Choose
the Right Agent Does my Agent understand my needs? Are they willing to spend time, so I make the right choices? Are they dedicated to their profession? Do they have a PROVEN track record? Does my Agent come with strong references? |
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Viewing
the Property Does it fit my needs? Do I have room to grow? How was the "Curb-Appeal"? How does the neighborhood compare? How are the Schools? Will my working commute take too long? Does it need major repairs? |
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Making
an Offer, and buying the Home Preparing your offer Delivering your offer Counter-offer Agreeing on the Price Prepare for Closing |
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| Closing
Day Be Prepared, bring all documentation Know the Costs Control spending ahead of the big day Plan for 2-3 hours Obtain your final copy |
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Moving
Day Plan on needing help Will you move yourself, or hire someone? Reserve the moving truck is applicable Dont try to do organize everything in one day! Celebrate... You now own your own home! |