A charming front porch welcomes you to this well cared for home located on a cul-de-sac lot.  Inviting dining & living rooms.  Bright kitchen has lighted ceiling fan, pot rack, smooth top range & tile floor that extends to eat-in dining area with  beautiful bay window.  Family room has lovely hardwood laminate floor, gas fireplace and lighted ceiling fan.  Custom deck & private fenced back yard provide a perfect place for relaxing or entertaining!  Freshly painted & 2” blinds throughout.  Other great features include architectural shingle  roof (2008), gutter guards, insulated garage door, outdoor storage building   Enjoy the fantastic community amenities including pool, playground, tennis courts...don’t forget the greenway!

One change in the past 10 days though, agents and buyers are now checking very carefully with the listing agents to make sure the potential sellers are liquid.  They mostly want to make sure a close can take place by the June deadline.  Many are opting to bypass the "Short Sale" right now as response time from banks has been too unpredictable.  Banks should take heed!!!

There still are good values out there...low interest rates and the tax incentive though will keep our market tight in the $200,000 and under price point at least, for the next 50 days.  If you're looking to buy or sell, please call us today...we can help.

You’ll enjoy the bright and open floor plan of this 2 story home located on a cul-de-sac lot.  Kitchen has lots of cabinets, island/eat-in bar,     built-in microwave & pantry.  Adjoining bright dining area has easy  access through doors to patio...perfect for entertaining or just relaxing!  Master and secondary bedrooms have lighted ceiling fans and neutral décor.  Large upstairs bonus or 4th bedroom.  Community has walking trails leading to county park.  Enjoy this great location with convenient access to schools, shopping and interstates.

You’ll enjoy the bright and open floor plan of this 2 story home.  Bright kitchen with lots of cabinets, gas range, built-in microwave, recessed lighting, large pantry & adjoining dining area.  French doors provide easy access to patio and private wooded backyard...perfect for entertaining or just relaxing!  Spacious family room features gas fireplace.  Master bedroom has walk-in closet and bath with garden tub.  Upstairs laundry.  Community amenities include club house, pool, playground & walking trails.  Enjoy this great location with convenient access to schools, shopping and interstates.

This lovely home nestled near the end of a quite cul-de-sac features exterior brick accents and a charming front porch.  A soaring 2 story foyer welcomes you in to the fantastic floor plan.  Open kitchen features maple paneled cabinetry, large pantry and stylish lighting.  Eat-in breakfast area provides easy access to backyard patio through sliding glass door.  Adjoining bright and spacious great room features gas log fireplace and lighted ceiling fan.  Dining room conveniently located off family room provides a great space to entertain family and friends.  Master suite with walk-in closet, garden tub and separate shower.  Oversized secondary bedrooms.  Upstairs loft perfect for home office or family room.  Community amenities including playground and walking trails.  Enjoy this great location close to the new Eastfield Village Shopping.   A Must See…Move-In Condition!

Cozy full brick ranch home on 1.75 acres.  This is a great opportunity for a 1st time buyer who is looking not only for a home but also an investment.  Multifamily zoning allows for expansion and possible commercial use in the future.  Home is in great condition...check it out today!

Bring your most discriminating buyer to view this stunning renovated home in sought after Biddleville.  Incredible city view...totally unobstructed!  Luxurious upgrades throughout including kitchen & bath with custom granite & tile - wide plank hardwood floor, stainless steel appliances and much, much more.  This home has it ALL!  Shows like a model...MUST SEE!

A charming front porch welcomes you to this immaculate ranch home nestled on a wooded lot.  Inviting formal living & dining rooms.  Bright kitchen with island & breakfast bar.  Adjoining den has fireplace and lighted ceiling fan.  Huge bonus/family room perfect for entertaining friends and family.  Walk out to bright sunroom with surround sound system - overlooks the private fenced back yard with in-ground pool, pond & gazebo...absolutely stunning!  Acreage also includes area perfect for small equestrian set-up.  Barn partially converted to workshop - also great storage area.  Other features include energy efficient  upgrades, surveillance system & commercial ice maker in utility room.  Enjoy relaxing in this country setting just minutes from schools, shopping & I-485!

Interestingly enough, the 1st paragraph this year happens to relate to both.  Please read below this information from my accountant Brenda Story...

...This has been a busy year with the passing of the American Recovery and Reinvestment Act and the Worker, Homeownership, and Business Act.

Unemployment tax benefits, the homeowner tax credit and the net operattion loss carry back rules are extended into 2010.  The first-time homeowner tax credit of $8,000 is extended to 4/30/10 (Close by 6/30/10 with a written binding contract entered into by 4/30/10).  A new credit to qualifying existing homeowners of $6,500 is added when a new primary residence is purchased if the old residence has been used as a principle residence for any five consecutive years out of eight years prior to the purchase....A new Form 5405 is required to be used for all 2009 returns that claim the credit and for all qualifying home purchases after 11/6/2009.

Time will be running out on this great incentive as we will have just 4 short months after the new year to take advanage of the credit.

I hope this information helps, and as always...if you know of anyone that is interested in buying or selling a home, please pass their name and contact info on and I will be sure to take grate care of them!

NEW custom built brick home located on 1+ acres!  Enjoy the wooded, cul-de-sac lot while sitting on the wrap around porch or the deck.  Formal Dining room for entertaining.  Spacious 2 story family room w/gas FP, built-ins.  Master suite located on main level along w/laundry and mud room.  Gourmet kitchen.  Bonus room, computer niche & library conveniently located upstairs.

 A covered front porch welcomes you to this charming 2 story townhome with a bright & open floor plan.  Freshly painted throughout.  Open kitchen has like-new appliances, pantry & breakfast bar.  Adjoining spacious great room features lighted ceiling fan, gas log fireplace & TV niche.  French doors provide easy access to private patio with storage area...perfect for entertaining or just relaxing!  Upstairs master bedroom has large walk-in closet & vaulted ceiling.  Spacious 2nd bedroom with full bath.  Community amenities include pool.  Enjoy this superb location within walking distance to shops & restaurants.

The Pending Home Sales Index, a forward-looking indicator based on contracts signed in July, increased 3.2% to 97.6 from a reading of 94.6 in June, and is 12.0% higher than July 2008 when it was 87.1.The index is at the highest level since June 2007 when it was 100.7.

Lawrence Yun, NAR chief economist, said the housing market momentum has clearly turned for the better. “The recovery is broad-based across many parts of the country. Housing affordability has been at record highs this year with the added stimulus of a first-time buyer tax credit,” he said. “Other buyers are taking advantage of low home values before prices turn higher. 

1st Time Home Buyers Act NOW:  Please remember that in order to take advatage of the government's $8,000 rebate you must CLOSE on your new home before November 30th.  That means offer to purchases should be complted and loans should be applied for before October 15th.  

MTG rates have been stable but home prices have already begun to firm and the good homes go quick.  Don't let 2009 be the year "I should, woulda, could have".  Call us today and take advantage of what some are calling the best real estate opportunity in 25 years.  704.409.4900

Buddy

When you are ready to buy a home in Charlotte, give me a chance to help you find your dream home... I won't let you down!

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What is a Short Sale?

A short sale is usually the last step taken by the bank to recover losses from a defaulted mortgagor. When lenders agree to a short sale, it means the lender agrees to accept less than the total amount due. They are willing to forgive a certain amount of debt or deficiency. However, not all lenders will accept a short sale or discounted payoffs, especially if it would make more financial sense to foreclose.

The full process of a short sale will include a contract, an Authorization to Release Information and the addendum. A warranty deed is a tool used in the process. Let's examine the process now, starting with the contract.

Finding Short Sale Properties

As a home buyer, finding these distressed properties can save you alot of money when it comes time to buy your first or next home. In Charlotte, sales of distressed property is on the rise, as it is across the Country.

When you sign up to receive notifications in our Charlotte Foreclosed Listings Search, you will always stay in tune with the best deals to be found in the forclosure market.

There are no obligations and you can unsubscribe at any time - but who would want to?

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Hi All,
A lot of negative coverage has been devoted to today's housing market.  However, there are many reasons why the current real estate market may be beneficial to you...right NOW.

For example, the large selection of homes and low prices make it a great buyer's market.  In addition, interest rates on home loans are historically low, making now a great time to lock in long-term mortgage rates.

Ultimately, though, these favorable conditions will go away.  As inflation rises, so do interest rates. Click on the link below to learn more so you too can take advantage of current market conditions.

                                 For More Click Here

If you are looking to become a homeowner or looking to step up from your current home...you need to strike while the iron is hot!  Please feel free to call us at: 704-409-4900 or on our toll free number:  888-553-5311

Buddy

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Foreclosure No Longer Means its an Ugly Home!

Foreclosures are properties that have been taken over by the bank because the owners were unable to continue making payments on the property. In the past, foreclosed homes were often owned by those in financial distress and likely to have been empty for some time before being sold. In the current housing market, that trend is reversing and distressed homes are usually in as good of condition as any other home on the market!

As a buyer, you gain all the benefits of buying a distressed property, without the hassle of having to reinvest large amounts of money to move in!